List those pay dates on the paper like this: I’ll walk you through this using an example of being paid twice a month on the 1st and 15th. You may make more than that in overtime or more sales, but that’s the amount you feel comfortable relying on. On the top of the paper, list the income you just wrote down. Label the top of it with the month and year. We’ll deal with your extra income in a few minutes.
If you’re looking for ways to increase you income, you can find the 4 ways I make over $3,000/month as a stay at home mom here as well as a long list of the successful side hustles that will boost your income here. This is the amount that you’re very sure you will be making this month.Įxample: If you work from home doing data entry and you make anywhere from $1,000- $2,500 every month. If you have irregular income then write down your minimum amount of income this month. If you have irregular income, this is enough to create headaches on its own. They can just add up their paychecks in a month. Step 1: Determine your monthly income.įor some, this is easy- they have consistent paychecks and no additional overtime.
YOU NEED A BUDGET TUTORIAL FOR FREE
You can sign up for the 90 Day Budget Boot Camp class for free by clicking here or entering your email in the box below. This was the best thing that ever happened to us. Because transforming your finances is about more than just the budget.
YOU NEED A BUDGET TUTORIAL HOW TO
If you need extensive help on creating and sticking to a budget, the best resource I can give you is the free step-by-step class 90 Day Budget Bootcamp that walks you through not only how to create a budget, but how to set up the basic routines in your life that will support your efforts to save money. One or two months on paper, and then you can use any online tool or app you want. There are a million different ways to track your budget, but for right now I want you to be able to do it on paper. This simple way of budgeting solves all of those problems. If you skip this step, then you run the risk of overdraft (when you spend more than you have in your bank account and get charged a fee).
Unless you have a healthy cushion in the bank account, it’s not only important to start a budget, it’s important to know when money is going in and coming out. Join the 90-day Budget Bootcamp for FREE here… Because this is the LAST DAY you will ever sit around worrying about money. Because I know that this program will change every aspect of your life. I’m giving you access to the insanely popular 90 Day Budget Bootcamp for FREE. I’ve helped hundreds of thousands of people get out of the paycheck to paycheck cycle (after trying and failing for years), by teaching them how to work with their unique personality to actually stick to a budget. I also know that I’m uniquely qualified to help you. Update: 4/5/20 I know how stressful finances are right now with stay at home orders and the pandemic. Grab a seat, a coffee, and a notebook… we have work to do. You need step by step instructions on how to start a budget that will actually work for you. You don’t need complicated, you need easy.
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